Mortgage Pre-Approval

homeoownership finances

MORTGAGE PRE-APPROVAL Buying a home is probably one of the biggest emotional and financial decisions you’ll ever make. So it’s not surprising that moving is rated as one of the most exciting and stressful times in one’s life. Not only are there a lot of things to think about: location, affordability, mortgage term and rate,…

5 Tips to Sell Faster

5 tips to sell your home

TIPS TO GETTING MORE FOR YOUR PROPERTY Here are five recommendations to give your home an immediate face lift and help you get more for your property. These tips are an inexpensive way to help you bring big returns when the FOR SALE sign goes up on the lawn. 1. Tidy it up! Have a…

Common Selling Mistakes

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Mistake #1 – Incorrect Pricing Every seller naturally wants to get the most money for his or her product. The most common mistake that causes sellers to get less than they hope for, however, is listing too high. Listings reach the greatest proportion of potential buyers shortly after they reach the market. If a property…

Why Should You Use A Realtor?

WHY USE A REALTOR® WHEN SELLING A HOME? A real estate agent can help you understand everything you need to know about the home selling process. Not all real estate licensees are the same; only those who are members of the NATIONAL ASSOCIATION OF REALTORS® (NAR) are properly called REALTORS®. They proudly display the REALTOR…

Getting Ready to Sell your House

homeoownership finances

Millions of homes are sold each year, and while each transaction is different every seller wants the same thing – the highest price with the least amount of hassle and aggravation. Home selling is more complex than it used to be. As a seller you need to be aware of a range of issues and…

Glossary of Real Estate Terms

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  A B C D E F G H I J L M O P R S T U A Amenity: a feature of the home or property that serves as a benefit to the buyer but that is not necessary to its use; may be natural (like location, Woods, water) or man-made (like a…

Searching for Houses

Here are some ways to begin looking for your new home: Word-of-mouth Tell everyone you know that you are looking for a new home. Surprising things sometimes happen. For example, you might hear about a home that is just becoming available on the market. Newspapers and real estate magazines Check the new homes section in…

Your Needs – Now and in the Future

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Once you have a good idea about your finances, you’ll need to think clearly about the home you’d like to buy. Try to buy a home that meets most of your needs for the next 5 to 10 years, or find a home that can grow and change with your needs. HERE ARE SOME THINGS TO…

Is Home Ownership Right For You?

home ownership

So, you’ve finally decided to fulfill a lifelong dream and buy your own home… how exciting! You are ready to fulfill your dream of having a place to call your own. Buying a home is one of the biggest emotional and financial decisions you’ll ever make. Prepare by learning about the process of home buying…

Are you financially ready to become a homeowner?

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This step guides you through some simple calculations to figure out your current financial situation, and the maximum home price that you should consider. Calculate Your Household Expenses Start figuring out your financial readiness by evaluating your present household budget. How much are you spending each month? Knowing exactly how much, will give you a…

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