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Searching for Houses

Here are some ways to begin looking for your new home: Word-of-mouth Tell everyone you know that you are looking for a new home. Surprising things sometimes happen. For example, you might hear about a home that is just becoming…

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Your Needs – Now and in the Future

wants vs needs vs must have on black board

Once you have a good idea about your finances, you’ll need to think clearly about the home you’d like to buy. Try to buy a home that meets most of your needs for the next 5 to 10 years, or find…

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Is Home Ownership Right For You?

home ownership

So, you’ve finally decided to fulfill a lifelong dream and buy your own home… how exciting! You are ready to fulfill your dream of having a place to call your own. Buying a home is one of the biggest emotional…

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Are you financially ready to become a homeowner?

couple saving money

This step guides you through some simple calculations to figure out your current financial situation, and the maximum home price that you should consider. Calculate Your Household Expenses Start figuring out your financial readiness by evaluating your present household budget.…

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Possible Up-Front Costs

hand in money

Figure Out the Up-front Costs There are many up-front costs when you buy a home. Early planning will help make sure things go smoothly. Down Payment A down payment is the part of the home price that does not come…

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